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4.职工有多个缴存账户的，应当及时规划账户转移和合并手续，原则上只保留近设立的缴存账户；规划上述业务时，应当一并核验或变更个人基础信息。规划上述业务后，如留存的封存账户符合销户提取条件的，一并规划销户提取。职工规划转移、并户手续时，还应当关注贷款与缴存账户的信息关联，确保不影响个人提取还贷业务的正常进行。
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